1inch Wallet Terms of Service 

Last updated: November 15, 2023 

Welcome to 1inch Wallet!  

These Terms of Service (“Terms”) exclusively govern your use and access of the 1inch Network digital self hosted wallet mobile client, and respective Application 1inch Wallet as further described below (the  Application”, “App”). The Application provides a self-hosted wallet App for various Blockchain Networks  with additional services in it (the “Wallet”). The Application software is developed and maintained by  1inch Limited, a BVI company limited by shares. 1inch Wallet is the mobile client of and constitutes the  product of 1inch Network.  

Please, read these Terms carefully. By downloading, using or accessing the App, creating or importing a  Wallet you agree to be bound by these Terms as well as 1inch Wallet Privacy Policy. These Terms outline  approved uses of the Application, various licences that we grant to you, and licences that you grant us. If  you do not agree to these Terms, do not download, use or access the App. 

To make these Terms easier to read: 

● 1inch Limited and 1inch Network are referred to as “1inch”, “we”, “us” or “our”.

● “You” and “your” refers to anybody who downloads, accesses or uses the Application. If you are  accessing or using the App on behalf of a company (such as your employer) or other legal entity,  you represent and warrant that you have the authority to bind such an entity to these Terms and,  in that case, “you” and “your” will refer to such entity. 

IMPORTANT NOTE REGARDING ARBITRATION: WHEN YOU AGREE TO THESE TERMS BY USING OR  ACCESSING THE APP, YOU ARE AGREEING TO RESOLVE ANY DISPUTE BETWEEN YOU AND 1INCH THROUGH  BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE REVIEW SECTION 10 BELOW FOR  DETAILS REGARDING ARBITRATION. 

If you come up with any further questions, please, feel free to contact us at [email protected].  1. Eligibility  

TL;DR: if you use the Application you state that you (a) are at least 18; (b) don’t break any laws  of your jurisdiction by using the Application; (c) are not a Restricted Person; and (d) are not  located, established or registered in any of the jurisdictions enlisted below titled Prohibited  Localities. 

General. You may not use the Application if you are barred from using the Application under applicable  law. You may not use the Application if you are under 18 (eighteen) years old.  

Legality. You are solely responsible for following all laws and regulations applicable to you and your use  or access of the App. If your use or access of the App conflicts with any applicable law, rule or regulation,  you may not use the App.  

Restricted Persons. 1inch does not onboard accounts of entities or personal accounts, which have been  previously classified or otherwise identified by international organizations or any state and/or  governmental authorities of any jurisdiction, as belonging or affiliated with the persons specially  designated or otherwise included in the Sanction Lists, as defined below (“Restricted Persons”). For the  purposes of these Terms, Restricted Persons shall also include all persons or entities who reside in, are  citizens of, are incorporated in, or have a registered office in the Prohibited Localities.

Prohibited Localities. 1inch cannot onboard corporate accounts of entities or personal accounts or  otherwise provide any services of the Application to the corporate or individual users located in,  established in, or a resident of Algeria, Afghanistan, Bangladesh, Bolivia, Burundi, Central African Republic,  China, Columbia, Crimea Region of Ukraine, Cuba, Democratic Republic of Congo, the so-called Donetsk  People’s Republic, Ecuador, Eritrea, Republic of Guinea, Guinea-Bissau, Hong Kong, Indonesia, Iran, Iraq,  Kyrgyzstan, Lebanon, Libya, the so-called Luhansk People’s Republic, Mainland China, Macedonia, Mali,  Morocco, Burma (Myanmar), Namibia, Nepal, North Korea, Pakistan, Singapore, Somalia, Sudan, South  Sudan, Syria, Venezuela, Vietnam, Yemen, Zimbabwe or any other state, country or region that is included  in the Sanction Lists. 

By using or accessing the App, you represent to us that you are not subject to the Sanction Lists and you  are not a Restricted Person, as defined above. “Sanction Lists” means any sanctions designations listed  on economic/trade embargo lists and/or specially designated persons/blocked persons lists published by  the international organisations, as well as any state and governmental authorities of any jurisdiction,  including, but not limited to the lists of United Nations, European Union and its Member States, United  States and United Kingdom sanctions lists. 

You hereby represent that you shall at all times, regularly, at your own motion advise the Sanction Lists  and conduct the necessary analysis as to whether any limitations from the Sanction Lists apply to you and  whether you are allowed, and if yes, in which manner to use the Application. You must search specific  jurisdictions and sanctions applicable thereto separately, including, but by no means limited to the  sanctions databases: UN, OFAC, EU, UK. You at your own discretion may need to seek professional advice  to determine whether the sanctions apply. You hereby accept any liability caused by your failure to check,  determine and respectively apply sanction limitations to you or your entity.  

We make no representations or warranties that the information, products, Content (as defined below) or  App provided are appropriate for access or use in other jurisdictions. We are keen on trying our best to  adhere to the legislative requirements around the world. In this regard, we are forced to allow our App  only to those users, whose countries allow operating with Virtual Currency (as defined below) for starters.  Thus, seeking for the maximum possible compliance, user's identity/location verification will fail if you are  located in a market where Virtual Currencies are banned/restricted by local regulations. 

Third-Party Restrictions. Our Application may include the Third-Party Services (as defined below). Your  interaction with and use of the Third-Party Services is governed by the respective terms and conditions of  the third-party providers, including but not limited to their eligibility requirements, prohibition on certain  localities, restricted persons or any other eligibility-related terms. As a result, based on those terms set  by the third-party providers, your access to certain services, features, news and/or content of the  Application, including the Third-Party Content (as defined below), may be restricted by those third-party  providers. Please note that we only facilitate your interaction with those Third-Party Services and we bear  no liability for any such restrictions thereof. It is your own responsibility to review those terms and  conditions, and ensure that you meet the requirements set forth therein.

Non-Circumvention. You agree not to access the Application using any technology for the purposes of  circumventing these Terms. 

2. Application 

TL;DR: The Application is a Wallet that allows you to send and receive Virtual Currency, browse  the Web and submit transaction data to Blockchain Networks. The Application may  occasionally include other features added for your improved experience. As the bottom line,  the main purpose of App is to make it easier for casual users, you, to handle and operate Virtual  Currency. The only goal of ours is to help every user to access the decentralised world. We have

no oversight, involvement, or control with respect to your Virtual Currency, or related  transactions including instructions made through the Application. We do not store, send, or  receive Virtual Currency. All the transfers occur on the Blockchain Networks, which are not  owned by us. The App may also allow you to buy Virtual Currencies for fiat currencies through  third-party providers and they are the only ones responsible for those transactions. We take  no part in those transactions and we take no responsibility for their proper execution or any  other issues regarding these transactions. You may agree to receive push notifications from us.  We may solely change how we operate the App. 

The Application is a software that:  

(a) generates Wallet addresses and encrypted private keys that you may use to send and receive  at Ethereum, Ethereum layer 2 solutions or other blockchain networks for related  cryptographically secure cryptocurrency, digital tokens or digital assets (the “Virtual Currency”);  (b) allows users to browse the Internet and access any websites available on the web (“Web” or  Content”) through the mobile application’s browser; and  

(c) facilitates the submission of Virtual Currency transaction data to Ethereum, Ethereum layer 2  solutions or other blockchain networks (the “Blockchain Networks”), as well as other Blockchain  Networks that may be added or removed from the App from time to time, without requiring you  to download or install the associated Blockchain Network-based software to your local device.  

The Application may automatically source your transaction through third party services that may create  benefits for the Application or the third parties on the basis of price differences and temporary price  inefficiencies opportunities. However, we hereby represent that such sourcing shall by no means affect  the financial and technical outcome of your transaction or any other interaction through or with the  Application.

News and Updates. The Application may occasionally provide news or updates from 1inch or other third party service platforms. Such display of news in the application does not constitute any endorsement,  partnership or other cooperation whatsoever between 1inch and such third parties. 1inch makes no  representation or warranty with regard to the accuracy or content of the information provided by such  third parties and 1inch will not be liable for any claim relating to the information or content provided  therein.  

Third-Party Services. To operate the App and facilitate your access to its services and/or features, we may  engage third-party providers and/or third-party API, which 1inch has no direct or indirect control over  (“Third-Party Services”). Your use of the Third-Party Services is subject to separate contractual  agreements with respective third parties. Those contractual agreements may involve separate fees and  charges or may include disclaimers or risk warnings about reliance on or the accuracy of any information.  Such terms may also apply a privacy policy different from that which 1inch maintains under 1inch Wallet  Privacy Policy. It is your responsibility to understand the terms and conditions of such Third-Party  Services, including how those service providers use any of your information under their privacy policies.  You hereby expressly release 1inch from any liability arising from use of any Third-Party Services, third party website, service, or content and any resulting harm, loss, or damage.  

You hereby acknowledge that the functionalities accessible via the Third-Party Services are the sole  responsibility of such Third-Party Services providers. Although we facilitate your access to these Third Party Services, we by no means are responsible for them and take no part in any actions, transactions, or  other activities conducted by such providers. We reserve the right to change, suspend, remove, disable,  or impose access restrictions or limits on the use of any Third-Party Service at any time without notice.

ThirdParty Content. The App may feature content, materials or information from 1inch or third parties.  We may provide links in the App to the Third-Party Services, or inform you of such Third-Party Services.  Such Third-Party Content, including links in the App to the Third-Party Services, are provided for you as a

convenience and for your information only. The inclusion of Third-Party Content does not imply  endorsement, recommendation, invitation or inducement by us to interact with any Third-Party goods  and/or services. You engage with or rely upon such Third-Party Content at your sole risk and discretion.  Any charges or obligations that you incur in connection with these Third-Party Services are your sole  responsibility. 1inch makes no representation or warranty regarding any content, goods and/or services  provided by any Third-Party Services and 1inch will not be liable for any claim relating to any Third-Party  Services content, goods and/or services. 1inch does not endorse or assume any responsibility for any such  Third-Party Services content, goods and/or services. The linked sites are not under 1inch’s control and  may collect data or solicit personal information from you. 1inch is not responsible for their business  practices or for their collection, use or disclosure of any informationand you hereby acknowledge that  these Terms and 1inch Wallet Privacy Policy do not apply to such sites or services. You hereby expressly  release 1inch from any liability arising from use of any Third-Party Services, third-party website, service,  or content and any resulting harm, loss, or damage.  

Other Features. The Application may occasionally include other features added solely for the purposes of  user experience development, including for the entertainment and informational purposes, which are not  intended to affect the main purpose or features of the Application described above.  

Your Wallet. Your use of the Application is at your own risk and solely at your sole discretion. When you  create a Wallet in the App, you will be assigned a private key. You will be prompted to download and save  a keystore - your private key encrypted with a password. You will be responsible for maintaining the  confidentiality of your private key and keystore, and will be fully responsible for any and all activities that  occur under your account.  

Blockchain Networks Transactions. In order to be completed, all Virtual Currency transactions must be  confirmed and recorded in the Virtual Currency’s associated public blockchain. Such networks are  decentralized, peer-to-peer networks supported by independent third parties, which we do not own,  control, or operate. We have no control over the Blockchain Networks and, therefore, cannot and do not  ensure that any transaction details that you submit via the Application will be confirmed and processed.  By using the Application, you acknowledge and agree that the transaction details you submit may not be  completed, or may be substantially delayed, by the Blockchain Networks.  

We do not store, transfer, transmit, convert, broker, hold, escrow, mint, mine, or otherwise interact with  any Virtual Currency, security, financial instrument, or other digital or physical asset and all the  interactions are performed on the third-party platforms, subject to any associated third-party terms. Any  transfer that occurs in any Virtual Currency occurs on the Blockchain Network and not on a network  owned by us. We therefore do not guarantee that we can affect the transfer of title or right in any Virtual  Currency. You accept and acknowledge that we are not responsible for any errors or omissions that you  make in connection with any Virtual Currency transaction initiated via the App. We strongly encourage  you to review your transaction details carefully before attempting to transfer a Virtual Currency.

Completion of transactions that you instruct for through the App also depends on the availability and  operation of the Blockchain Networks. Errors or forks in the Blockchain Networks may cause transactions  that you initiate through the App to fail. This may mean that the transaction you were originally intending  to perform will no longer be available. Unfortunately, due to the decentralised nature of the Blockchain  Networks, there is no one single point of failure, and so neither we nor any particular party will be  responsible to you for errors or any losses that you suffer as a result.

Buying Virtual Currencies. The App may also allow you to buy Virtual Currencies for fiat currencies through  third-party providers active in the App. You agree that those functionalities may be available only in  countries approved by respective active third-party providers on the one hand, and us on the other hand.  In order to sell Virtual Currencies through the App, you will need to accept and consent to the terms of  use and privacy policy, alongside with any other applicable user agreements of respective active third

party providers available at respective active third-party providers websites or pages. You will enter into

a direct contractual relationship with respective active third-party providers if you decide to sell Virtual  Currencies through the App.

Although we facilitate your access to these services of respective active third-party providers, we, by no  means are responsible for them and take no part in the transactions performed by them (even if  instructed for in the App). You agree and understand that the functionalities available in the App to sell  Virtual Currencies are not provided directly by us and are the only responsibility of our third-party  providers, including respective active third-party providers. We cannot and do not guarantee that the 

transaction instructed in the App, which is performed exclusively by the providers will be executed  successfully, error-free and timely. You acknowledge that we bear no responsibility for the actions of our  providers, the execution of the transaction or any other issues related to the transaction involving  purchase of Virtual Currencies for fiat currencies, including any losses or damage incurred.  

We and the Application are not a Virtual Currencies exchange and are not responsible for the transactions  made through respective active third-party providers or other providers.

Push Notifications. You may agree to receive push notifications from the Application. If you would like to  receive push notifications, you must opt in to the service by accessing “Settings” on your device and  enabling “Push Notifications”. You can select to have alerts pushed to your device or only alert you within  the App.

We reserve the right in our sole and absolute discretion to make changes to how we operate and provide  our App`s functionality, including adding new App, modifying existing App, or suspending, discontinuing,  or terminating your access to any or all portions of our App`s functionality. Some of our Application may  be subject to additional terms and conditions, which are posted separately from these terms but are  incorporated and form a part of these Terms if you decide to use or access those features.  

3. Wallet Registration and Security 

TL;DR: We encrypt the information locally with a password that you provide. We do not store  it at our servers. You are solely responsible for maintaining the security of your private key and  any mnemonic (backup) phrase associated with your Wallet. You must keep it secure or else  you may lose control of Virtual Currencies associated with the Wallet. We cannot assist you  with Wallet password retrieval. We cannot generate a new password for your Wallet. Please,  take precautions in order to avoid loss of access to and/or control over your Wallet, including:  creating a strong password; keep the backup of your private key and any mnemonic (backup)  phrase; limiting access to your computer and your Wallet; and notifying us if you suspect any  security breaches related to your Wallet. 

1inch encrypts the information locally with a password you provide, that we never send to our servers.  Alternatively, the information could be stored in encrypted form in Apple iCloud if it was enabled. The  private key is connected to the Wallet address and, together, they can be used to authorize the transfer  of Virtual Currency to and from that Wallet address. You are solely responsible for maintaining the security  of your private key and any mnemonic (backup) phrase associated with your Wallet. You must keep your  Wallet address, mnemonic (backup) phrase, and private key access information secure. Failure to do so  may result in the loss of control of Virtual Currencies associated with the Wallet.  

1inch stores your Wallet address but does not receive or store your Wallet password, encrypted private  key, unencrypted private key, or mnemonic (backup) phrase associated with your Wallet. We cannot,  therefore, assist you with Wallet password retrieval. We cannot generate a new password for your Wallet  if you fail to remember your original password. If you have not safely stored a backup of any Wallet  address and private key pairs maintained in your Wallet, you accept and acknowledge that any Virtual

Currency you have associated with such a Wallet address will become inaccessible if you do not have your  Wallet password. However, 1inch may optionally use Apple CloudKit to sync data between your Apple  devices (iPhone, iPad and Apple Watch). Your data is stored in a private database, which is encrypted with  an account-based key and additionally encrypted with a user-provided passphrase. Therefore, we do not  have access to any data stored in your iCloud account. We also do not have access to your Apple ID.

When you create a Wallet, you are strongly advised to take precautions in order to avoid loss of access to  and/or control over your Wallet. Suggested measures include, but are not limited to, the following: (a)  using the backup functionality provided by the Wallet or safeguard your private key and mnemonic  (backup) phrase on an external hard drive which, all users, especially users who have more than $10,000  USD in assets, are encouraged to do even if they are utilizing the App backup functionality; (b) maintaining  the security of your Wallet by protecting the private key and mnemonic (backup) phrase associated with  your Wallet by, for example, limiting access to your computer and your Wallet; and (c) promptly notifying  us if you discover or otherwise suspect any security breaches related to your Wallet.  

4. Risk Assessment 

TL;DR: You acknowledge and agree that risk assessment may be conducted using Third-Party  Services to monitor wallet addresses and/or other content for non-compliant behaviour based  on publicly available information. We reserve the right to block or restrict access of the wallet  address associated with such illicit activity. We hold no liability for such assessment,  restriction, results, or accuracy of the Third-Party Services.

1inch strives to provide a compliant and safe service to all the users. We may use publicly available  information, as well as Third-Party Services, to assess the risks associated with illicit or non-compliant  activities, phishing, or other potential threats. Such risk assessment services may be provided by various  third-parties, including, but not limited to: BlockAid, TRM Labs, MetaMask, MEW.  

Compliance Assessment. 1inch reserves the right, but has no obligation, to use publicly available and  accessible information and Third-Party Services, to assess your and other users’ wallet addresses, third party links, domain names, virtual currencies, smart contracts and any other content available via the App  for the risks of money laundering, terrorism financing, fraud and/or any other illicit or non-compliant  activities. 1inch does not collect any additional personal data to perform such risk assessments, you may  consult 1inch Wallet Privacy Policy for more information.

You acknowledge and understand that the risk assessment results lie in the sole discretion of the third party service provider. 1inch has no control over or connection to these third-party services, thus 1inch is  not and cannot be responsible for the accuracy of the information or the services of these parties. These  third-party services are governed by their respective terms of use, please read them carefully.

1inch reserves the right, but has no obligation, to provide respective warnings to you. You hereby  acknowledge that 1inch has no responsibility and shall not be held liable for such assessment, restriction,  results, or accuracy thereof. You are solely responsible for the final decision as to the applicability and  fitness of such risk assessments.  

1inch reserves the right, but has no obligation, to block or restrict any activity in the App that may be  associated with any illicit activities. If you believe you or your wallet address has been blocked or restricted  from using the Interface by mistake, please contact us at [email protected].  

TL;DR: We may provide phishing risk alerts through the App, but we do not guarantee their  accuracy or reliability. You are responsible for assessing their applicability, and we are not  liable for any claims or losses related to these alerts.

Phishing Alerts. 1inch may occasionally provide phishing and other potential risk alerts through the App.  These risk alerts are provided for informational purposes only, and we do not make any representations  or warranties regarding their accuracy, completeness or reliability. You are solely responsible for the final  decision as to the applicability and fitness of such alerts.  

You hereby acknowledge and agree that risk alerts are provided on an “as-is” basis, without any  warranties or guarantees, and that you assume all the associated risks. 1inch has no responsibility and  shall not be held liable for any claims, damages or losses arising from or in any way relating to such alerts.  

5. Your Use of Application 

TL;DR: There are some strict rules: do not in any way harm 1inch, Application or other users.  And also: you’re ultimately responsible for any interaction as relevant to the Application.  Please review, obtain, or otherwise seek additional information or support before generating  Wallet addresses.  

By using or accessing the Application, you represent and warrant that you understand that there are  inherent risks associated with Virtual Currency, and the underlying technologies including, without  limitation, cryptography and blockchain (and their storage mechanism such as digital wallets), and you  agree that the 1inch is not responsible for any losses or damages associated with these risks. You  specifically acknowledge and agree that we have no control over any blockchain, Blockchain Networks or  Virtual Currencies and cannot and do not ensure that any interaction via our Application will be confirmed  on the relevant blockchain. Without limiting the foregoing, you specifically understand and hereby  represent your acknowledgement of the following: 1inch cannot and will not be liable for any loss or  damage arising from your failure to comply with these Terms or the failure of any blockchain or the  Blockchain Networks.  

You agree to (a) never use the same password for a Wallet that you have ever used outside of this service,  if any, (b) keep your secret information and password confidential and do not share them with anyone  else and (c) immediately notify 1inch of any unauthorized use of your account or breach of security. 

In order to allow other users to have a full and positive experience of using the Application you agree that  you will not use the Application in a manner that: 

- Infringes or violates the intellectual property rights or any other rights of anyone else (including  us);  

- Is illegal, harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or  otherwise objectionable;  

- Violates law provisions regarding money-laundering, drug trafficking, human trafficking, weapon  trafficking, terrorism, securities fraud, or tax evasion; 

- Jeopardizes the security of your wallet or anyone else’s (such as allowing someone else to log in  to the Application as you);  

- Attempts, in any manner, to obtain the private key, password, account, or other security  information from any other user, including such information about the digital wallet;  - Violates the security of any computer network, or cracks any passwords or security encryption  codes; or  

- Decompiles, reverse engineers, or otherwise attempt to obtain the source code or underlying  ideas or information of or relating to the Application.  

6. Fees

TL;DR: you may incur fees associated if you use certain functionality accessible through the  Application. In no way 1inch earns a commission on users` transactions or storage of Virtual  Currency or for the use of the Wallet itself.

While we do not charge fees for access to the Application, we secure the right to charge it and you may  anyway incur fees when you use the Application. The following charges may be involved while using the  Application:

Blockchain Charges. In connection with your use of the Application, you agree to bear all costs necessary  to conduct a transaction, such as "gas" cost on the Ethereum, Ethereum layer 2 solutions or other  blockchain networks, for the computational resources required to perform a transaction on the particular  blockchain network. We will try to provide you with the accurate estimates of these charges for your  information, but this information is highly volatile and can change quickly and we cannot and do not  guarantee the accuracy, stability, availability of this information. You specifically acknowledge and agree  that the 1inch has no control over: (a) any transactions within the Blockchain Networks; (b) the calculation  or method of payment of any gas charges; or (c) any actual payments of gas charges. You must ensure  that you have a sufficient balance of Virtual Currency stored at your Wallet Address to complete any  transaction on the Blockchain Networks before initiating such a blockchain transaction.  

Charges by Providers. As stated above, the App may also allow you to buy Virtual Currencies for fiat  currencies via respective active third-party providers. We do not take part in these transactions and  respectively are not responsible for any fees involved. We cannot and do not guarantee the fee rates  applied by these providers, and it is your responsibility to check them when you make the sale. Please  consult their terms and user agreement for further information.

Third-Parties Fees. Wallet provides the ability to connect it to the Third-Party Services, whose features  will allow Wallet`s users to fully operate their Virtual Currency. Accordingly, we provide our API to third parties on the Software-as-a-Service basis. If you access App and uses functionality of third-parties  services and/or apps, then any fees charged therein are exclusively and solely by such third-party services  and/or app, platforms and not by us. Please read and decide on accepting the fee terms of such third parties before deciding on whether to use such third-parties` functionality. 

7. Disclaimers  

TL;DR: This is very important (like, bold important) so please read the whole section carefully  for specifics. It explains that we don’t make any warranties about the Application or Content.

You understand and agree that 1inch is a software developer and provider of software App and does  not custody, control or manage user funds in any manner whatsoever. The Application may enable  access to an online, decentralized and autonomous protocol and environment, and associated  decentralized networks, that are not controlled by the 1inch. We do not have access to your private key  and cannot initiate a transfer of Virtual Currency or otherwise access your Virtual Currency or your  Wallet. We are not responsible for any activities that you engage in when using your Wallet or any  other wallet or the Application.  

TL;DR: we provide no representations or warranty as to the Application, Content, and  Application`s Game.

You expressly understand and agree that your use of the Application and Application`s Game is at your  sole risk. We make and expressly disclaim all representations and warranties, express, implied or  statutory, and with respect to the Application and Application`s Game, and the code proprietary or open  source, we specifically do not represent and warrant and expressly disclaim any representation or

warranty, express, implied or statutory, including without limitation, any representations or warranties  of title, non-infringement, merchantability, usage, security, suitability or fitness for any particular  purpose, or as to the workmanship or technical coding thereof, or the absence of any defects therein,  whether latent or patent. We do not represent or warrant that the Application and Application`s Game,  code and any related information are accurate, complete, reliable, current or error-free. The Application  and Application`s Game are provided on an “as is” and “as available” basis, without warranties of any  kind, either express or implied, including, without limitation, implied warranties of merchantability,  fitness for a particular purpose or non-infringement. You acknowledge that 1inch has no control over, and  no duty to take any action regarding: which users gain access to or use the App; what effects the Content  may have on you; how you may interpret or use the Content; or what actions you may take as a result of  having been exposed to the Content. You release 1inch from all liability for you having acquired or not  acquired Content through the App. 1inch makes no representations concerning any Content contained in  or accessed through the App, and 1inch will not be responsible or liable for the accuracy, copyright  compliance, legality or decency of material contained in or accessed through the Application.

TL;DR: we are not responsible for transferring, safeguarding, or maintaining your private keys.

You acknowledge that 1inch is not responsible for transferring, safeguarding, or maintaining your private  keys or any Virtual Currency associated therewith. If you lose, mishandle or have stolen associated Virtual  Currency private keys, you acknowledge that you may not be able to recover associated Virtual Currency,  and that 1inch is not responsible for such loss. You acknowledge that 1inch is not responsible for any loss,  damage or liability arising from your failure to comply with the terms hereunder.

TL;DR: blockchain applications are code subject to flaws and we do not provide any warranties  on the security of such applications.

You further acknowledge that blockchain applications are code subject to flaws and acknowledge that  you are solely responsible for evaluating any code provided by the App or Content and the trustworthiness  of any third-party websites, products, smart-contracts, or Content you access or use through the  Application. You further expressly acknowledge and represent that blockchain applications can be written  maliciously or negligently, that 1inch cannot be held liable for your interaction with such applications and  that such applications may cause the loss of property or even identity. This warning and others later  provided by 1inch in no way evidence or represent an on-going duty to alert you to all of the potential  risks of utilizing the Application or Content.

TL;DR: we are doing our best, but we don’t warrant that the Application and Application`s  Game will be uninterrupted.  

To the maximum extent permitted under Applicable Law, the Application and Application`s Game (and  any of their content or functionality) provided by or on behalf of us is provided on an “AS IS” and “AS  AVAILABLE” basis, and we expressly disclaim, and you hereby waive, any representations, conditions or  warranties of any kind, whether express or implied, legal, statutory or otherwise, or arising from statute,  otherwise in law, course of dealing, or usage of trade, including, without limitation, the implied or legal  warranties and conditions of merchantability, merchantable quality, quality or fitness for a particular  purpose, title, security, availability, reliability, accuracy, quiet enjoyment and non-infringement of third  party rights. Without limiting the foregoing, we do not represent or warrant that the Application and  Application`s Game (including any related data) will be uninterrupted, available at any particular time or  error-free. Further, we do not warrant that errors in the Application and Application`s Game are  correctable or will be corrected.  

8. Indemnification

TL;DR: If someone sues us because of something you did, you’re responsible for it, so read the  below carefully.

You agree to hold harmless, release, defend, and indemnify us and our officers, directors, employees,  contractors, agents, affiliates, and subsidiaries from and against all claims, damages, obligations, losses,  liabilities, costs and expenses arising from: (a) your access to and use of the Application and Application`s  Game; (b) your violation of these Terms, the right of any third party, or any other applicable law, rule, or  regulation; and (c) any other party’s access and use of the Application with your assistance or using any  device or account that you own or control. 

9. Limitation of Liability 

TL;DR: It's really important to highlight how our liability is limited when it comes to issues you  may encounter with our service. Please read the whole section carefully. 

You expressly understand and agree that 1inch and our affiliates and service providers, and their  respective officers, directors, agents, joint ventures, employees, and representatives will not be liable for  any indirect, incidental, special, consequential, exemplary damages, or damages for loss of profits  including without limitation damages for loss of goodwill, use, data, or other intangible losses (even if  1inch has been advised of the possibility of such damages), whether based on contract, tort, negligence,  strict liability, or otherwise, resulting from: (i) the access, use or the inability to access or use the App and  Application`s Game; (ii) the cost of procurement of substitute goods and App resulting from any goods,  data, information, or App purchased or obtained or messages received or transactions entered into  through or from the App; (iii) unauthorized access to or alteration of your transmissions or data; or (iv)  any other matter relating to the App. In no event will 1inch’s aggregate liability arising out of or in  connection with the Application, your use thereof or these Terms exceed the amount of fees paid by you  to us in the twelve (12) month period immediately preceding the event giving rise to the claim for liability. 

10. Intellectual Proprietary Rights 

TL;DR: our content is ours.  

Our Content. The Application and Application`s Game and information, data, text, images, written posts  and comments, software, scripts, maps, graphics, and interactive features generated, provided, or  otherwise made accessible on or through the Application and Application`s Game, features and  functionality (including but not limited to all information, software, scripts, algorithms, text, displays,  images, video and audio, and the design, selection and arrangement thereof) are owned by us, our  licensors or other providers of such material, and subject to copyright, trademark, patent, trade secret  and other intellectual property or proprietary rights laws. 1inch and associated names, logos and all  related names, logos, product and service names, designs and slogans are trademarks of the 1inch or its  affiliates or licensors (if and as applicable). You must not use such marks without our prior written  permission. All other names, logos, product and service names, designs and slogans on the Application  and Application`s Game are the trademarks of their respective owners.  

Limited Licence. We grant you limited, non-exclusive, revocable permission to make use of the App and  Application`s Game (collectively, “Access”). This Access shall remain in effect until and unless terminated  by you or us. You promise and agree that you will not redistribute or transfer the App. The 1inch software  application, including without limitation the App, are not sold or transferred to you, and 1inch and its  licensors retain ownership of all copies of the software applications even after installation on your  personal computers, mobile handsets, tablets, wearable devices, speakers and/or other devices  (“Devices''). All trademarks, service marks, trade names, logos, domain names, and any other features of  the 1inch brand are the sole property of 1inch or its licensors. The Terms do not grant you any rights to

use any 1inch brand features whether for commercial or non-commercial use. You agree to abide by our  user guidelines and not to use the App or any part thereof in any manner not expressly permitted by the  Terms. Except for the rights expressly granted to you in the Terms, 1inch grants no right, title, or interest  to you in the App. Third party software (for example, open source software libraries) included in the  Application are made available to you under the relevant third-party software library’s license terms.  Notwithstanding anything herein to the contrary, nothing in the Terms entitles you to copy, modify, fork,  merge, combine with another program or create a derivative work of the App.

Licence restrictions. Except as expressly set out in this Terms or as specifically permitted by any local law,  you agree: 

- not to copy the App and Application`s Game except where such copying is incidental to normal  use of the App, or where it is necessary for the purpose of back-up or operational security; - not to rent, lease, sub-license, loan, translate, merge, adapt, vary or modify the App and  Application`s Game; 

- not to make alterations to, or modifications of, the whole or any part of the App and Application`s  Game, or permit the App and Application`s Game or any part of it to be combined with, or become  incorporated in, any other programs; 

- not to disassemble, decompile, reverse-engineer or create derivative works based on the whole  or any part of the App and Application`s Game or attempt to do any such thing except to the  extent that such actions cannot be prohibited because they are essential for the purpose of  achieving interoperability of the App with another software program, and provided that the  information obtained by you during such activities: undefined not to provide or otherwise make  available the App in whole or in part (including object and source code), in any form to any person  without prior written consent from 1inch; and 

- to comply with all technology control or export laws and regulations that may apply to the  technology used or supported by the App. 

Your Data. Please see our Privacy Policy for information on how we collect, use and share your  information.  

11. Arbitration and Class Action Waiver  

TL;DR: A third party arbitrator will help us resolve any disputes we might have. This means that  any dispute will be resolved outside of class-action litigation. Hopefully, disputes will never be  an issue, but you should read this section carefully for details on how it works.  

Binding Arbitration. Except for disputes in which either party seeks to bring an individual action in small  claims court or seeks injunctive or other equitable relief for the alleged unlawful use of copyrights,  trademarks, trade names, logos, trade secrets or patents, you and the 1inch: (a) waive the right to have  any and all disputes or claims arising from these Terms, your use or access to the Application or any other  disputes with the 1inch (collectively, “Disputes”) resolved in a court; and (b) waive any right to a jury trial.  Instead, you and the 1inch agree to arbitrate Disputes that are not resolved informally (as described  below) through binding arbitration (i.e. the referral of a Dispute to one or more persons charged with  reviewing the Dispute and making a final and binding determination to resolve it) instead of having the  Dispute decided by a judge or jury in court).  

No Class Arbitrations, Class Actions or Representative Actions. You and the 1inch agree that any dispute  is personal to you and the 1inch and that any such dispute will be resolved solely through individual  arbitration and will not be brought as a class arbitration, class action or any other type of representative  proceeding. Neither party agrees to class arbitration or to an arbitration in which individual attempts to  resolve a dispute as a representative of another individual or group of individuals. Further, you and the  1inch agree that a dispute cannot be brought as a class, or other types of representative action, whether  within or outside of arbitration, or on behalf of any other individual or group of individuals.

Process. You and the 1inch agree that each will notify the other, in writing, of any Dispute within thirty  (30) days of when it arises so that the parties can attempt, in good faith, to resolve the Dispute informally.  Notice to the 1inch shall be provided by sending an email to [email protected]. Your notice must include: (1)  your name, postal address, and email address; (2) a description of the nature or basis of the Dispute; and  (3) the specific action that you are seeking. If you and the 1inch cannot resolve the Dispute within thirty  (30) days of the 1inch receiving the notice, either you or 1inch may, as appropriate pursuant to this Section  10, commence an arbitration proceeding. You and the 1inch agree that any arbitration or claim must be  commenced or filed within one (1) year after the Dispute arose; otherwise, you and the 1inch agree that  the claim is permanently barred (which means that you will no longer have the right to assert a claim  regarding the Dispute).  

Choice of Law. These Terms are governed by and will be construed under the laws of the British Virgin  Islands without regard to the conflicts of law provisions of such jurisdiction. Any Dispute under this Terms  shall be finally settled by Binding Arbitration (as defined below). Any unresolved Dispute arising out of or  in connection with these Terms, shall be referred to and finally resolved by arbitration under the rules of  the London Court of International Arbitration (LCIA), which rules are deemed to be incorporated by  reference into this Clause 10 to the extent they are consistent with it. Any dispute arising from or relating  to the subject matter of these Terms shall be finally settled in London, United Kingdom, in English, in  accordance with the LCIA Arbitration Rules.  

Authority of Arbitrator. As limited by these Terms and applicable arbitration rules, the arbitrator will have:  (a) the exclusive authority and jurisdiction to make all procedural and substantive decisions regarding a  Dispute; and (b) the authority to grant any remedy that would otherwise be available in court. The  arbitrator may only conduct an individual arbitration and may not consolidate more than one individual’  s claims, preside over any type of class or representative proceeding or preside over any proceeding  involving more than one individual.  

12. Last But Not Least 

Changes. We may amend any portion of these Terms at any time by posting the revised version of these  Terms with an updated revision date. The changes will become effective, and shall be deemed accepted  by you, the first time you use or access the Application after the initial posting of the revised Terms and  shall apply on a going-forward basis with respect to your use of the Application including any transactions  initiated after the posting date. In the event that you do not agree with any such modification, your sole  and exclusive remedy is to terminate your use of the Application. 

Third-Party Links. The Application may provide links to other World Wide Web or accessible sites,  applications or resources provided by third parties. Because we have no control over such sites,  applications and resources, you acknowledge and agree that we are not responsible for the content and  availability of such external sites, applications or resources. We do not endorse and are not responsible  or liable for any content, products or other materials on or available from such sites, applications or  resources.  

Entire Agreement. These Terms (and any additional terms, rules and conditions of participation that may  be posted on Application) constitute the entire agreement with respect to the Application and supersedes  any prior agreements, oral or written. In the event of a conflict between these Terms and the additional  terms, rules and conditions of participation, the latter will prevail over these Terms to the extent of the  conflict.  

Survival. Upon termination of these Terms for any reason, all rights and obligations of the parties that by  their nature are continuing will survive such termination.

Severability. In the event that any provision of these Terms is deemed invalid or unenforceable, the  validity and enforceability of the remaining provisions shall remain unaffected and unimpaired. Any  invalid or unenforceable portions can be reasonably interpreted to fulfil the intent and purpose of the  original provision. If such interpretation is not possible, the invalid or unenforceable portion will be  severed from these Terms, while the remaining provisions of the Terms will remain in full force and effect.  

Captions and Summaries. The captions identifying the various sections and subsections of these Terms  are for reference only and do not define, modify, expand, or limit any of the provisions of these Terms  and shall not affect the interpretation of these Terms. In addition, the paragraphs and text accompanying  the words “TL;DR” at the beginning of certain sections are intended to summarise the applicable section  of these Terms and do not define, modify, expand, or limit any of the provisions of these Terms and shall  not affect the interpretation of these Terms. 

Just in case you lost our mail…

If you have any questions, claims, complaints or suggestions, please, contact us at [email protected].